USDA Loans

We work with United Mortgage Corp.

Click here to Apply online

At 1StopMLO, we open the door to rural homeownership. USDA loans are designed to help individuals and families purchase homes in eligible rural and suburban areas — often with no down payment required. Backed by the U.S. Department of Agriculture, this program makes homeownership more accessible for those who qualify.

With my guidance, you’ll understand the USDA loan process from start to finish — including eligibility requirements, property location guidelines, and the documents you’ll need. My goal is to make sure your USDA loan fits your financial situation and long-term goals while keeping the process smooth and stress-free.

With a USDA loan, you can:
• Purchase a home with no down payment (for eligible buyers and properties)
• Benefit from competitive fixed interest rates
• Take advantage of flexible credit and income guidelines
• Roll in eligible closing costs into the loan (subject to appraisal)
• Enjoy low monthly mortgage insurance compared to other programs
• Finance homes in designated rural and suburban areas

As your mortgage guide, I make sure your loan fits you — not the other way around. My goal is to simplify the process, explain your options in plain language, and help you make a confident, informed decision.

If you’re ready to explore how a USDA loan can work for you, let’s connect today.

1StopMLO — making homeownership simple, smart, and stress-free.