DSCR Loans
We work with United Mortgage Corp.
At 1StopMLO, we help investors turn opportunity into growth. Debt Service Coverage Ratio (DSCR) loans are designed for real estate investors who want to qualify based on property cash flow rather than personal income. Whether you’re building your portfolio or refinancing an existing investment, DSCR loans offer a streamlined path to funding income-producing properties.
With my guidance, you’ll understand exactly how your property’s cash flow impacts loan approval and terms. Together, we’ll review your rental income, expenses, and market potential to identify the right strategy and DSCR structure for your investment goals.
With a DSCR loan, you can:
• Qualify based on rental income instead of personal income or tax returns
• Finance single-family, multifamily, or mixed-use investment properties
• Use short-term or long-term rental income to meet DSCR requirements
• Build or expand your real estate portfolio with flexible loan options
• Refinance existing investment properties for improved cash flow or growth
• Enjoy simplified underwriting focused on property performance
As your mortgage guide, I make sure your loan fits you — not the other way around. My goal is to simplify the process, explain your options in plain language, and help you make a confident, informed decision.
If you’re ready to explore how a DSCR loan can work for you, let’s connect today.
1StopMLO — making homeownership simple, smart, and stress-free.
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Reach out to me using the form below, and let's start your homeownership journey together. I'm here to provide expert guidance, answer your questions, and tailor solutions just for you.
