Conventional Loans

Conventional Loans

Conventional Loans

We work with United Mortgage Corp.

Click here to Apply online

At 1StopMLO, Conventional loans are our bread and butter. They’re the gold standard of home financing — flexible, reliable, and designed to reward borrowers with solid credit and steady income. Whether you’re purchasing your first home, upgrading, or refinancing, I’ll walk you through every step with clarity and confidence.

With Conventional loans, you can:
• Choose from a variety of terms (usually 15, 20, or 30 years)
• Potentially secure lower interest rates with strong credit
• Enjoy options for as little as 3% down (for qualified buyers)
• Avoid upfront mortgage insurance fees that some other programs require
• Cancel private mortgage insurance (PMI) once you reach 20% equity
• Use the loan for single-family homes, condos, or multi-unit properties

As your mortgage guide, I make sure your loan fits you — not the other way around. My goal is to simplify the process, explain your options in plain language, and help you make a confident, informed decision.

If you’re ready to explore how a Conventional loan can work for you, let’s connect today. 

1StopMLO — making homeownership simple, smart, and stress-free.

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Reach out to me using the form below, and let's start your homeownership journey together. I'm here to provide expert guidance, answer your questions, and tailor solutions just for you.