FHA Loans

FHA Loans

FHA Loans

We work with United Mortgage Corp.

Click here to Apply online 

At 1StopMLO, we make FHA loans simple, smart, and achievable. Backed by the Federal Housing Administration, FHA loans are designed to help more people become homeowners — especially those building or rebuilding their credit or working with limited savings.

With my guidance, you’ll understand every step of the FHA loan process — from eligibility and documentation to approval and closing. My goal is to make sure your loan aligns perfectly with your goals and financial situation.

With an FHA loan, you can:
• Purchase a home with a down payment as low as 3.5% (for qualified buyers)
• Benefit from flexible credit score requirements
• Use gift funds or assistance programs toward your down payment or closing costs
• Choose from fixed or adjustable-rate options to fit your needs
• Refinance to improve your terms or lower your payment in the future
• Take advantage of competitive rates backed by government insurance

As your mortgage guide, I make sure your loan fits you — not the other way around. My goal is to simplify the process, explain your options in plain language, and help you make a confident, informed decision.

If you’re ready to explore how an FHA loan can work for you, let’s connect today.

1StopMLO — making homeownership simple, smart, and stress-free.

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Reach out to me using the form below, and let's start your homeownership journey together. I'm here to provide expert guidance, answer your questions, and tailor solutions just for you.