Last Updated: December 03, 2025

Welcome to 1StopMLO.com (“Website”), operated by 1StopMLO LLC. This Privacy Policy and Disclaimer explain how information is collected, used, and protected on this Website, and outline the limitations of our content and professional relationship disclosures. By using this Website, you agree to the terms below.

1. Website Disclaimer

The information provided on this Website by 1StopMLO LLC is for general informational and educational use only.

All content is provided in good faith, but we make no guarantees regarding accuracy, completeness, or reliability.
You agree that your use of this Website and reliance on any information provided is entirely at your own risk.
1StopMLO LLC is not liable for any damages or losses resulting from use of this Website.

2. External Links Disclaimer

This Website may include links to third-party platforms, resources, or advertisements.
These links are provided for convenience only.

1StopMLO LLC does not:

• Monitor or guarantee third-party content
• Endorse third-party services
• Assume responsibility for their accuracy, security, or privacy practices

Any engagement with third-party providers is solely between you and that provider.

3. Professional Disclaimer

This Website does not provide legal, tax, financial, or real estate advice.
All educational materials — including videos, tools, articles, and breakdowns — are general information only.

Before taking any mortgage, financial, or real estate action, you should consult:

• A licensed mortgage professional
• A financial advisor
• An attorney or legal professional

Reliance on Website materials is at your own risk.

4. Relationship and Lending Disclaimer

Christopher Crespo (NMLS #2040756) is a licensed Mortgage Loan Originator employed by United Mortgage Corp (NMLS #1330), Equal Housing Lender.

1StopMLO LLC is an independent marketing and educational platform owned and operated by Christopher Crespo.
It is not owned, operated, managed, or controlled by United Mortgage Corp, nor does it function as an affiliate or subsidiary.

References to United Mortgage Corp on this Website are solely for:

• Compliance
• Licensing transparency
• Clarification of lender responsibilities

All mortgage loans are originated exclusively through United Mortgage Corp.
Use of this Website does not establish a lender-client relationship unless a formal loan application is submitted.

This Website may also contain affiliate product or partner references. Any compensation received does not influence the content, recommendations, or educational materials provided.

5. Partner and Testimonial Disclaimer

This Website may display:

• Client testimonials
• Professional partner listings (real estate agents, insurance partners, credit specialists, etc.)
• Service recommendations

You acknowledge that:

• Testimonials are personal opinions and results vary
• Some testimonials may be edited for clarity
• Partners operate as independent entities, not employees or agents of 1StopMLO LLC or United Mortgage Corp
• Any business conducted with a partner is solely between you and that partner
• 1StopMLO LLC and United Mortgage Corp assume no liability for partner performance or outcomes

No testimonial or partner appearance should be interpreted as a guarantee of results.

6. Data Use and Privacy

1StopMLO LLC values your privacy and does not sell or share your personal information for marketing purposes.

When you submit information through Website forms (contact requests, event registrations, prequalification inquiries), your data may be used to:

• Respond to your inquiry
• Provide requested services
• Connect you with mortgage professionals or partners when relevant
• Improve Website functionality through limited analytics and cookies

Your information may be shared with United Mortgage Corp only when necessary to respond to or process a mortgage-related inquiry at your request.

You may request deletion of your stored information at any time by emailing [email protected].

7. License & Legal Compliance

• Christopher Crespo (NMLS #2040756) is responsible for all mortgage-related content on this Website.
• All mortgage loans are originated through United Mortgage Corp (NMLS #1330).
• 1StopMLO LLC is not a lender, and operates independently for educational, marketing, and community resource purposes.

All rates, terms, and programs are subject to change without notice.
All loans are subject to credit and property approval.
Equal Housing Lender.

8. Updates to This Policy

We may update or modify this Privacy Policy and Disclaimer without notice.
The updated “Last Updated” date will reflect any changes.
Continued use of the Website constitutes acceptance of the updated policy.

9. Contact Information

Christopher Crespo
Licensed Mortgage Loan Originator, NMLS #2040756
United Mortgage Corp, NMLS #1330
Email: [email protected]
Phone: (203) 307-0016

1StopMLO LLC
Independent Marketing and Resource Platform
Fairfield, CT 06824